All Ives Bank checking accounts with direct deposit automatically qualify for Early Pay.
This is a free service included with all Ives checking accounts.
Fill out this form, have your paycheck sent directly to Ives.
FAQ:
Is it just paychecks? No! All eligible direct deposits may qualify. This includes government payments, like tax refunds, unemployment benefits, Social Security, and military and pension payments.
Is it guaranteed? Technically no, it depends on when the payment is sent and received by us. Always check your accounts to confirm your direct deposit was received before you spend the funds.
Will holidays affect Early Pay? Yes, if there’s a delay in payroll files from your employer, that may affect when funds will be available through Early Pay.
Should I bank on Early Pay for my paying bills? No, we recommend relying on your standard pay day to plan for paying bills.
Does Early Pay go into effect immediately? No, it typically takes a few pay periods.
Keep an eye on your account, set up alerts, set up recurring payments and more.
Save for life's to do list, unexpected events, holidays, vacations, and more.
Minimum Requirements - Minimum of $10 required to open account. You must be a full or part time student and at least 16 years of age to open this account. Only one account per student.
ATM Fees - There are no fees for using an Ives Bank or Allpoint network ATM. A maximum of $15.00 per statement cycle will be reimbursed for foreign transactions, (non Ives Bank or Allpoint ATM).
Reward Feature - To qualify for a reward, you must be a full time or part time student and you must request the reward within 30 days of receipt of your transcripts. You will receive the reward upon request, by presenting a copy of your transcripts to anyone of our branch associates. An IRS form 1099 miscellaneous will be issued for each year a reward is paid.
Account Conversion - This account will convert to a regular "Priority Checking Account" on the 6th anniversary date of account opening or graduation, whichever comes first. Additional terms and conditions apply to a "Priority Checking Account". Please inquire with Customer Service for more information.
Data charges may apply from your mobile provider.
Transfer Funds
Pay Bills
Create Goals
Track Spending
Send Money
And More
