Whether you're saving for a special purchase, unexpected expenses or financial security, our savings accounts help you put together a plan.
Our rates help you save for the short term and your long-range plans.
Effective Date: April 21, 2025
| Account Type | Interest Rate | Annual Percentage Yield | Interest Compound | Interest Credited | Minimum Balance Required to Open | Minimum Balance Required to Earn APY |
|---|---|---|---|---|---|---|
| Passbook Savings | 0.03% | 0.03% | Continuous | Monthly | $10.00 | $5.00 |
| Statement Savings | 0.03% | 0.03% | Continuous | Monthly | $10.00 | $5.00 |
| Statement Draw | 0.03% | 0.03% | Continuous | Monthly | $10.00 | $5.00 |
| Holiday Savings Club* | 0.25% | 0.25% | N/A | At Maturity | $10.00 | $10.00 |
| Vacation Savings Club* | 0.25% | 0.25% | N/A | At Maturity | $10.00 | $10.00 |
Effective Date: April 21, 2025
| Money Market Savings | Interest Rate | Annual Percentage Yield | Interest Compound | Interest Credited | Minimum Balance Required to Open | Minimum Balance Required to Earn APY |
|---|---|---|---|---|---|---|
| $5.00 - $2,499.99 | 0.03% | 0.03% | Continuous | Monthly | $50.00 | $5.00 |
| $2,500 And Up | 0.05% | 0.05% | Continuous | Monthly | $50.00 | $2,500 |
Effective Date: April 21, 2025
| Certificate of Deposit Account Type | Interest Rate | Annual Percentage Yield | Amount of Time Interest Rate in Effect | Minimum Balance Required to Open | Minimum Balance Required to Earn APY |
|---|---|---|---|---|---|
| 3 Month | 0.10% | 0.10% | Until Maturity | $500 | $500 |
| 6 Month | 0.15% | 0.15% | Until Maturity | $500 | $500 |
| 7 Month | 1.23% | 1.25% | Until Maturity | $500 | $500 |
| 9 Month | 0.20% | 0.20% | Until Maturity | $500 | $500 |
| 12 Month | 0.25% | 0.25% | Until Maturity | $500 | $500 |
| 13 Month | 3.87% | 4.00% | Until Maturity | $500 | $500 |
| 18 Month | 0.40% | 0.40% | Until Maturity | $500 | $500 |
| 2 Year | 0.40% | 0.40% | Until Maturity | $500 | $500 |
| 3 Year | 2.92% | 3.00% | Until Maturity | $500 | $500 |
| 4 Year | 0.60% | 0.61% | Until Maturity | $500 | $500 |
| 5 Year | 0.84% | 0.85% | Until Maturity | $500 | $500 |
| 6 Month Smart Choice Liquid CD | 2.92% | 3.00% | Until Maturity | $50,000 | $50,000 |
Disclaimer
The Interest Rate and Annual percentage yield are variable and may change after the account is opened.
Fees may reduce earnings
Rates are accurate as of the date shown above
Click on the link provided to see account disclosures and schedule of fees and charges
* Fixed rate Account – Interest rate and APY are fixed until maturity
Transaction limitations apply
Click here to see account disclosures
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