Ives Bank can help you navigate the road toward retirement with Individual Retirement Accounts* (IRAs) that offer different tax advantages.
IRAs & Retirement Services
Good retirement planning today can help you lead the lifestyle you want later.
IRA options help you plan for a future of greater financial security.
IRAs are invested in our CDs
Choose tax-deferred growth
Invest after-tax dollars
Roll over IRAs from other institutions
It's always a good time to start saving for retirement
Create an investment strategy that can help you reach your financial goals so you can enjoy your retirement years. Choose from Traditional and Roth IRAs at Ives Bank. We're here to help you along your journey.
Traditional IRA
- Earnings grow tax-deferred until you withdraw your funds at age 59 ½
- Choose from many of our Certificates of Deposits to begin investing in your IRA
- Contributions may be tax-deductible (consult your tax advisor)
- You can transfer money from other IRAs into an Ives Bank Traditional IRA
Roth IRA
- Contribute after-tax dollars and enjoy tax-free earnings when you withdraw after age 59 ½ and after you've held the account for at least five years
- Choose from many of our Certificates of Deposits to begin investing in your IRA
- You can transfer money from other IRAs into an Ives Bank Roth IRA
Helpful Resources
Learn smart money management skills.
Savings solutions that fit your lifestyle
Save for life's to do list, unexpected events, holidays, vacations, and more.
Disclaimer
*Contributions may be deductible or non-deductible from income tax based upon income levels and your participation in an employer sponsored retirement plan. Earnings on IRA contributions are tax deferred until time of withdrawal. The maximum annual contribution for all IRAs is up to $7,000. Individuals age 50 and over are allowed an additional $1,000 catch-up contribution per year.
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