Our business services team can help your company customize our services to provide the best possible experience.
Cash Management
Keep the cash flowing for your business and safeguard your accounts.

Streamline your daily operations with our cash management services.
We'll help you add to your bottom line with solutions that increase efficiency and cut costs. Reduce paperwork by sending and collecting payments electronically. Move money instantly in various ways. And set up checks and balances to fight fraud.
ACH (Automated Clearing House)
Reduce time spent on administrative tasks when you use ACH to manage your payroll. You can also transfer funds quickly between your Ives Bank accounts and other financial institutions.
Lockbox
Decrease the potential for fraud and increase your company's efficiency using our Lockbox service. Securely deliver checks and other payments to us and we'll deposit them immediately.
Merchant Solutions
Modernize your business to accept card payments with these point-of-sale solutions. You can also tap into payroll services, time and attendance, and human resource services delivered from our partners at Heartland Solutions. Learn more about our merchant services.
Mobile Deposit
Using our mobile app and your device's camera, you can deposit checks anywhere by snapping a couple of photos.
Online Bill Pay
Pay bills online and on your time with instant access anytime, anywhere. You can make one-time payments or schedule recurring payments, so you never miss a bill. It's the easiest way to organize and track all your activity with the clutter and expense of stamps, checks and paperwork.
Positive Pay
This service matches the account number, check number and dollar amount of each check presented for payment against a list of checks you've authorized and issued.
Remote Deposit
Deposit checks from your office, job site or anywhere else using a desktop scanner we provide. We'll also train you and your staff on how to use the equipment.
Wire Transfers
Send and receive money quickly and securely, across the state or around the world. Funds often clear the same day the transfer is requested.
Zero Balance Account
Put your idle money to work so you can take advantage of opportunities. This account maintains a zero balance by automatically transferring funds from an operating account to cover specific items presented for payment.

Innovative payment and point-of-sale solutions to streamline operations, increase productivity and make payments easy.